Hot Tub Forum

Original => Hot Tub Forum => Topic started by: 1985forever on April 16, 2012, 03:41:20 pm

Title: Better price on hot tub if you pay "cash"??
Post by: 1985forever on April 16, 2012, 03:41:20 pm
Two dealers have told us if we pay cash (as in a paper check, or real cash - no card swiping) that we can get a cheaper price on our tub.  Can anyone explain this?

Title: Re: Better price on hot tub if you pay "cash"??
Post by: pooch on April 16, 2012, 04:43:30 pm
I believe business have to pay a fee for credit card transactions usually around 5% or so. Paying in cash/check allows them to bypass this. I paid in cash and got a 5% discount off the final price. I waited until I negotiated a good price and asked if they would lower it even more if I paid in cash and they did.
Title: Re: Better price on hot tub if you pay "cash"??
Post by: TwinCitiesHotSpring on April 16, 2012, 07:18:11 pm
some dealers will offer discounts in lieu of paying CC processing fees...typical range is 3-5%
Title: Re: Better price on hot tub if you pay "cash"??
Post by: Spatech_tuo on April 16, 2012, 07:31:52 pm
Two dealers have told us if we pay cash (as in a paper check, or real cash - no card swiping) that we can get a cheaper price on our tub.  Can anyone explain this?

When customers buy a spa with a CC I think dealer get charged something like 2 to 4% depending on the type card used so many will give a discount for cash/check.
Title: Re: Better price on hot tub if you pay "cash"??
Post by: goose973 on April 16, 2012, 09:18:57 pm
I think what everybody said about the dealer having to pay transaction fees is accurate. That's why the price of gas is different sometimes paying cash vs. credit. Having said that, we just negotiated a price on a new tub and our dealer did not offer a cash discount.
Title: Re: Better price on hot tub if you pay "cash"??
Post by: Chas on April 17, 2012, 11:03:29 am
 In order to be able to process credit cards, you must set up a merchant account. In the contract which you sign is the restriction that you WILL NOT give a cash discount. If you look around you will find the cash/credit price on gasoline was limited to stations which ran their own cards - most now take bank cards as well, and the dual pricing is gone.

I honor the contract I signed, and do not offer cash pricing. However- if you pay with a card I take full payment up front.

HTH

8)
Title: Re: Better price on hot tub if you pay "cash"??
Post by: TwinCitiesHotSpring on April 17, 2012, 04:02:20 pm
In order to be able to process credit cards, you must set up a merchant account. In the contract which you sign is the restriction that you WILL NOT give a cash discount. If you look around you will find the cash/credit price on gasoline was limited to stations which ran their own cards - most now take bank cards as well, and the dual pricing is gone.

I honor the contract I signed, and do not offer cash pricing. However- if you pay with a card I take full payment up front.

HTH

8)

its good your a man of your word....however that same contract also states that you cannot have an "advertised minimum price for credit card transactions" yet 3 out of 5 of the gas stations I frequent all have a paper sign taped to the counter that states "$5 minimum on credit card transactions" which is way more of an inconvenience for dozens of people, and also taking huge money away from the CC processors on a daily basis than say 1 hot tub sale, so until they "clean up" those retailers i'm not worried much
Title: Re: Better price on hot tub if you pay "cash"??
Post by: Chas on April 19, 2012, 02:09:02 am
I haven't seen signs like that for a long time around here (Ventura, CA).

I had even forgotten about it - and I use my CC to buy coffee or a bit of fast food: I usually don't go over five bucks, but have never had it challenged. Hmm.

Well, I can only keep my house in order, can't worry about others' I guess.

8)