Hot Tub Forum

Original => Hot Tub Forum => Topic started by: TubbinLuvin on April 17, 2018, 09:56:38 am

Title: I’m Confused?
Post by: TubbinLuvin on April 17, 2018, 09:56:38 am
Was told by someone on here you can get a 60 month
No interest plan by Hot Springs but they said to try
My bank , but no bank will give you that kind of loan interest free ?
Title: Re: I’m Confused?
Post by: TubbinLuvin on April 17, 2018, 09:58:28 am
So I’m def let down by this
It’s the only way I can get the Envoy NXT
Also a letdown it’s 12 thousand without Ace Water system
Or Bluetooth speakers , or steps

I’m from Quincy Illinois and looks like I’m screwed huh ?
Title: Re: I’m Confused?
Post by: Hottubguy on April 17, 2018, 01:25:37 pm
Hot Springs had a promo on that but it ended about a month ago
Title: Re: I’m Confused?
Post by: Beck0101 on April 17, 2018, 03:10:23 pm
Wait around...they'll offer another one.  For what it's worth though...I don't think any of these "deals" are really, truly interest free.  It would be more appropriate to call it pre-paid interest.  The cash price for the tub will likely be much lower than the "60 month interest free" price when these deals are running.  Bullfrog does the same.

Skip the speakers no matter which brand you end up buying.  There are a thousand better ways to spend your money.
Title: Re: I’m Confused?
Post by: Hottubguy on April 17, 2018, 03:12:21 pm
Wait around...they'll offer another one.  For what it's worth though...I don't think any of these "deals" are really, truly interest free.  It would be more appropriate to call it pre-paid interest.  The cash price for the tub will likely be much lower than the "60 month interest free" price when these deals are running.  Bullfrog does the same.

Skip the speakers no matter which brand you end up buying.  There are a thousand better ways to spend your money.

For the most part you are correct but when Watkins does them they pick up a good portion of the cost of them. 
Title: Re: I’m Confused?
Post by: castletonia on April 17, 2018, 04:53:27 pm
Any hot tub retailer that uses Wells Fargo financing can offer 60 months at 0% interest.  It comes down to how much cost they want to absorb.
Title: Re: I’m Confused?
Post by: gmdodt on April 17, 2018, 07:57:42 pm
Respectfully, if an interest free loan is the only reason you can afford something, you may be better off spending less or not spending at all.  I know that's the douchebag thing to say, but I gotta say it.
Title: Re: I’m Confused?
Post by: TubbinLuvin on April 18, 2018, 12:06:09 am
Hot Springs had a promo on that but it ended about a month ago

But , I’d be ordering from my local place that carries Hot Springs
How would that promo work out then
They told me 12k even for the Envoy NXT
I could pay it off in less than the 60 months
But you know l in case life happens ...I’d like the handicap
Title: Re: I’m Confused?
Post by: Hottubguy on April 18, 2018, 09:02:09 am
Hot Springs had a promo on that but it ended about a month ago

But , I’d be ordering from my local place that carries Hot Springs
How would that promo work out then
They told me 12k even for the Envoy NXT
I could pay it off in less than the 60 months
But you know l in case life happens ...I’d like the handicap

The promo ended on March 20 or 21st I believe. It was a Hot Spring offered plan. Chances are it will be back but probably not until September or so. Your dealer also has to be on the Wells Fargo plan
Title: Re: I’m Confused?
Post by: castletonia on April 18, 2018, 09:53:22 am
Hot Springs had a promo on that but it ended about a month ago

But , I’d be ordering from my local place that carries Hot Springs
How would that promo work out then
They told me 12k even for the Envoy NXT
I could pay it off in less than the 60 months
But you know l in case life happens ...I’d like the handicap

That’s a crazy good price on a Envoy NXT.  I doubt they will offer that price again with financing.  I don’t think I would even offer it if you came in with cash in hand.  FYI I am priced st $14,999 on a Envoy NXT with 60 Months.
Title: Re: I’m Confused?
Post by: The Wizard of Spas on April 19, 2018, 02:13:39 pm
So I’m def let down by this
It’s the only way I can get the Envoy NXT
Also a letdown it’s 12 thousand without Ace Water system
Or Bluetooth speakers , or steps

I’m from Quincy Illinois and looks like I’m screwed huh ?

Hot Springs makes a fine tub.  You can and should wait for the deal if that is the deal you want, regarding financing, etc. However, if you're interested in learning about a manufacturer of hot tubs that is 2 hours away and has a dealer in your town, please send me a PM.  Either way- Good luck moving forward!
Title: Re: I’m Confused? Zero Percent Offers
Post by: Aquatub88 on April 23, 2018, 09:32:59 pm
The reality is someone is paying the bank/financial company a "blind discount" fee to offer a zero percent loan.  Either the manufacture picks it up, the dealer picks it up or they share the fee which can be 4 to 8 percent of the amount financed.  No free lunch someone pays.  I have seen dealers offer a cash price yet when you want a zero percent rate, they pump up the cash price by $3000.  That means you are paying for the zero percent in your purchase.  Sneaky if you do not realize this.
Title: Re: I’m Confused?
Post by: TubbinLuvin on April 25, 2018, 08:13:09 am
Can’t anything in this world just be legit
Why in the fukk does everyone have to be greedy
Title: Re: I’m Confused?
Post by: SerjicalStrike on April 25, 2018, 10:07:38 am
What isn't legit?