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Anybody Else Here A Steeler Fan?

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Brookenstein:
J's defense was 'people who get in accidents while DUI are still covered by insurance, heck most accidents are caused by someone breaking a law...so I'm sure I would be fine'.

One thing I must say is the insurance co never even asked if he had a permit, license, etc. when added mototcycle coverage to our policy.  Shame on them.

Brewman:
 The only ways the company could get out of paying a claim in this scenario would be if your husband lied on the application, or if riding without a correct permit or license was specifically listed in the policy as an exclusion.  I know my motorcycle policy doesn't exclude claims due to not being correctly licensed.
So they'd be on the hook in a case like this.

I can't remember if they asked me on my application if I had the correct endorsements.  They might have asked for my drivers license number to check my record for tickets or accidents, but that wouldn't tell them if I had a motorcycle endorsement.  

And if they did refuse to issue a policy becase of no permit or license, would that have stopped your husband from riding it?  

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