Thank you for that response.  The tub is heating from the heat from the pump, as you say.  The heater was not coming on.  I confirmed 240 volts at the heater leg wires, but no heat.  I removed he heater and bench tested it with the same voltage and it worked, very hot for half a minute or so.  I reinstalled it and not heat when the circulation pump moved water thought the core.  However it heats when is disconnect the water feed through the stainless steel heater core.  I guess this heater should be replaced, but it is odd that it heats when dry, but does not when it is wet.  Has anyone else experienced this?