Original > Hot Tub Forum
Any chance they come out with financing deals?
swilly1000:
--- Quote from: swilly1000 on March 22, 2020, 07:16:53 am ---This is slicing and dicing in the hypothetical each with our own crystal ball.
Think of it like buying a computer, or a big screen TV.
If you buy before you really need it, you're paying today's prices for a processor or a screen that will be cheaper or bigger tomorrow.
If you wait until after you need it, you're missing out on productivity needed today or you will miss that event that would have looked so much better on your new TV.
If you're buying even a $15K not tub and the price variability is as much as 3% due to financing you're talking about $450. Do you really want to get all stalled up breaking down and analyzing a $450 max decision when you're back still hurts and needs that hydrotherapy, or while you continue to let beautiful starry nights slip by that could be enjoyed in the tub? Maybe, maybe not.
Either way, it speaks to when you need it. If you need today, you're missing out. If you need it tomorrow, you can bide your time thinking about it.
Either way, keep in perspective that this decision is about $450-500 max on an item that should last you as much as 20 years. I guarantee you one thing; you won't be remembering that $450-500 difference in year 10, or even year 3, of that spa purchase.
So let when you need (want) it take a front seat vs small pricing differences in an uncertain world.
Just sayin'.
--- End quote ---
swilly1000:
--- Quote from: swilly1000 on March 22, 2020, 07:16:53 am ---This is slicing and fixing in the hypothetical each with our own crystal ball.
Think of it like buying a computer, or a big screen TV.
If you buy before you really need it, you're paying today's prices for a processor or a screen that will be cheaper or bigger tomorrow.
If you wait until after you need it, you're missing out on productivity needed today or you will miss that event that would have looked so much better on your new TV.
If you're buying even a $15K not tub and the price variability is as much as 3% due to financing you're talking about $450. Do you really want to get all stalled up breaking down and analyzing a $450 max decision when you're back still hurts and needs that hydrotherapy, or while you continue to let beautiful starry nights slip by that could be enjoyed in the tub? Maybe, maybe not.
Either way, it speaks to when you need it. If you need today, you're missing out. If you need it tomorrow, you can bide your time thinking about it.
Keep in perspective that this decision is about $450-500 max on an item that should last you as much as 20 years. I guarantee you one thing; you won't be remembering that $450-500 difference in year 10, or even year 3, of that spa purchase.
So let when you need (want) it take a front seat vs small pricing differences in an uncertain world.
Just sayin'.
--- End quote ---
swilly1000:
Sorry about the duplicate posts. My trigger finger couldn't tell the difference between the "quote" and "modify" buttons.
Sludge Factory:
The 0% for 60 is going to be around 15% more my dealer told me. I didn't really ask any questions beyond that because I don't like financing really anyways. I know he has given me, what I think are good prices, on the Marquis tubs if paying cash. 11,399 for leftover Epic and 12,800 for a leftover with Microsilk. Also has one for 11k without MS that is in the showroom with water.
hottubdan:
Technically, dealer cannot charge fees for financing. they can build it into the price and discount for cash. Otherwise they are in violation of agreement with finance company.
Navigation
[0] Message Index
[#] Next page
[*] Previous page
Go to full version